Tuesday, January 31, 2012

January in Review

I am actually excited to write this first update for the year! I also am including some important changes we are starting to implement this month. I will be the first to admit that most of my excitement is due to the fact that with alot of conscience effort, I have met most of the goals this month.

Blogging: This post will make 16 for the month!! I can honestly say that I have had to think about blogging this month. But have been successful in at least getting something on paper.

Goal: 15 per month

Devotions: Major improvements this month including meeting the goal for the month. I need to continue with this focus and also add some meat to it. I am also extremely excited that Matt has "stepped up" and is taking an active role in being the spiritual head of the house!
Goal is 3 a week.

Groceries: So this is the major ouch I am way behind goal on this one. I spent $1120. So my explanations is as following: stock-pile. Food Lion the one local grocery store has been running an awesome "Brand sale". I have made 3 separate trips spending approximately $85 each trip.  This is a store that I normally don't even shop. The other part of the explanation is that we are attempting to stock up on items during the first 3-4 month of the year so that during the remainder of the year, it will make all things easier.
     I am planning on making some major changes in= the way I keep up with our budget in this area. I am going to pull out the designated money on Monday and keep a cash envelope for it each week. This first week will be the hardest since I usually shop at CVS on Sundays, so I may just end up taking a week off or at least                 
 Grocery Budget is set at $800 per month, this includes diapers, cleaning supplies, food and toiletries.

Financially: After looking at our spending and income for the month, we are $450 over budget. I can account for all of this in the medical bills that were paid during the month. In order, to continue without this overage tanking our budget for February, we will be using our unexpected tax return to cover. Other plans for the return including the completion of our addition with gutters going up!
     I realize that we need to place money in our budget for medical expenses and will begin this in March. No debt was paid off this month but we should begin to see one or more a month starting in February.
Goal: To be Debt free except for mortgage by the end of the year.

Weight- I lost 7 pounds in the month of January! An awesome start..at this rate I will reach my goal prior to December of this year! Currently I am exercising 4 days a week and drink 8+ glasses of water

Goal to exercise 3x a week and to be down to 150

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