Sunday, February 12, 2012

Saving Money- Even When It is Not Convenient

Living in a small town makes it difficult to save money most of the time. Add in the fact that most weeks, we don't have alot of extra time to devote to saving money. But I have learned the hard way, sometimes saving money is not the most convenient or easy thing to do.

 Out of the 7 of us, 5 use contacts and/or glasses. I do carry vision insurance at work but coverage is very limited.  Glasses are very expensive, on average a pair has been costing with the insurance an average of $200.  We have tried places in town such as Walmart, however they refuse to place transition lens in Lily's glasses and the "$10" kids glass still cost around $100.  In addition, the customer service is awful, we have waited around 30 minutes each time we go for a fix as well as they charge for each piece that breaks on the glasses, for example nose pieces are $10 each. I also have attempted to order glasses online but this does not work out either mainly due to trying to fit the small face structure of the girls.  I have been reading about Vision Works and decided to check it out. The closest Vision Works is in Winston about 30 minutes away. I stopped in 2 weeks ago, we were able to order 2 pair of glasses for Lily including one with the transitional lens, they also "slimmed down" the lens as well, the final cost $184.00.  I was most impressed with the selection of frames we had to choice from, even staying with the lower $69.95 frames, Lily located several pair she really like in about 10 minutes.  I was able to come home and submit for a part of the cost back from my vision plan. I can only get $90 back as opposed to $150 but the real difference is after reimbursement I will have spent $95.00 for two pair of glasses as opposed to $150 for one.  Yes, using Vision Works took extra time and the cost of gas but the overall saving is well worth it.  Check out Lily's new frames below!  I was so pleased that Kendall will be receiving 2 pair of new glasses this week as well!

Another example of saving money not being easy is couponing in general. It takes time. Time to prepare and shop. An example is today, I knew that if on my way to CVS, I stopped at my parents then I would have a second set of coupons and therefore be able to purchase 2 toothpaste for free instead of one. At this point, I don't need the second tube but it was a small inconvenient for a free item.

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